Mission Statement
Our Mission is to ensure value to our customers through our products and services rendered, while building strong relationships with our vendors. Our aim is to be competitive in the marketplace, to provide alternative solutions, and deliver exceptional service. 
Management / Producer Bios
Our History
The Zervos Group was formed in 1994. The Zervos family has been in the insurance business since the 1940's.
Community First!
Zervos Group, Inc. holds lectures and seminars and is proudly affiliated with a number of highly respected contractor's assocations.
Looking for a career in insurance? Teamwork, organization and a positive attitude are a few of the key ingredients that we look for in applicants.
We are continually looking for innovative solutions to level out the curves in our industry in order to provide future program growth and continuity.
We specialize in employee benefits and group insurance coverages - in today's changing market, you need a specialist.
MCFS is the premier solution for contractors' insurance & bonds, serving the construction industry exclusively.
Our focus is to provide risk management services through the use of different insurance carriers.

Below is a listing of contact information for Zervos Group management and staff. Click on the name of a staff member or scroll down to read their bio information.

Zervos Group, Inc. _________________________________________
Gus E. Zervos - Gus Zervos is the CEO of Zervos Group, Inc.  Having joined the family business (Zervos Agency) in 1964, Gus gained a great deal of experience in the insurance business and eventually became one of three principals.  He further expanded his knowledge and expertise specializing in the construction market.  In 1994, Gus formed Zervos Group, Inc. as a separate agency. He is licensed in Property, Casualty, Accident, Health and Life insurance. top
Steve M. Zervos - Steve Zervos is President of Zervos Group, Inc. He was appointed President in 2000. Steve started in the insurance business with Zervos Agency in 1974. After a great deal of hard work and dedication, he gained part ownership of Zervos Agency.  In 1994, with the formation of Zervos Group, Inc., he acquired the position as one of two owners.  Currently, he is one of the seven agents who sit on the CNA Construction Focus Board. He also serves as President of the CNA Pacer Advisory Council. He holds Property, Casualty, Accident, Health and Life licenses. top
Angelo G. Zervos - Angelo Zervos is Vice President of Zervos Group, Inc. He acts as an agent for contractor’s commercial insurance and contract bonding.  Angelo joined the firm in 1989 and since then has gained experience and reputation. Highlights of his career include involvement in international business, multiple state operations, and establishment of multi-million dollar bond programs. He holds certificates from CNA Sales and Technical Training School; National Association of Surety Bond Producers; Suretyship, United States Fidelity & Guaranty Company; Insurance/Bond School; and Citizens Insurance Company Technical Training.  He holds Property, Casualty, Accident, Health and Life licenses. top
Michael G. Zervos - Michael G. Zervos is Vice President of Zervos Group, Inc. He is actively involved with staff management and office operations, heading up human resources.  As an insurance agent, his expertise is in commercial lines.  Michael joined the firm in 1991 and with great perseverance he has earned his title as an officer in the company. He has worked diligently with insurance carriers enhancing programs to better suit our clientele. He holds Property and Casualty Licenses. top
Donald W. Burden - Donald Burden’s role within Zervos Group, Inc. is marketing and servicing existing business.  He serves the company as Bond Manager.  Don joined ZGI in 2002 with over twenty years of surety, fidelity and commercial bonding experience.  Prior to joining Zervos Group, he was employed by Zurich North America Surety as Regional Sales Executive, notably as a Top Gun producer and as Regional Bond Manager.  His duties included Regional Underwriter and Marketing Manager. He holds designations as a Chartered Property Casualty Underwriter (CPCU); Associate in Fidelity and Surety Bonding (AFSB); Associate in Management (AIM); and Effective Speaking and Human Relations from Dale Carnegie. top
James R. Gargaro - Jim Gargaro is a highly motivated agent who focuses on construction, environmental, manufacturing and employee-leasing firms.  With over thirty-two years of insurance experience, Jim joined ZGI in 2005.  Prior to entering the insurance industry, he worked for a family-owned tunnel construction company and general contracting firm as a Field Superintendent.  He entered the insurance and bonding business in 1974. He has been active as a member of Mass Mutual President’s Club and Inner Circle; Board Member of the Associated Underground Contractors; four times member of “Exceptional Producer” Council of International Insurance Brokerage Firms; member of the Board Directors of March of Dimes; and Board of Directors of the Environmental Management Association.  He holds Property, Casualty, Accident, Health and Life licenses. top
David C. Lange - David Lange is a producer actively involved with writing commercial insurance. He represents a variety of clients ranging from nonprofit organizations to quarry manufacturers.  Dave has over 35 years of experience in the insurance field, beginning his career as a life and health agent.  He joined Zervos Group, Inc. in 1976. He has a Commercial Insurance Counselor (CIC) designation and holds Property, Casualty, and Life licenses. top
Life & Health Department ___________________________________
Nicholas G. Conflitti - Nicholas Conflitti joined ZGI in January 1986, becoming a Member in 1997 with the establishment of Zervos Financial Services, LLC.  Nick is qualified to service both personal and business health and life insurance. Appointed with insurance carriers with State and National representations, Nick specializes in group and individual health and life products – his trademark is service. His background is in Secondary Education with a Masters in Economics.  He changed careers in 1979 to become a fully licensed life and health insurance broker.  Since that time, he has successfully completed the training courses for the professional designations Certified Life Underwriter (CLU), Chartered Financial Consultant (ChFC) and Registered Health Underwriter (RHU). He holds Accident, Health and Life licenses. top

Jack R. Richter - Jack Richter is a licensed life, accident and health agent with Zervos Financial Services specializing in large groups and municipalities. Jack came to Zervos Group in 1991 after 15 years with US Fidelity and Guaranty.  He presently serves on the advisory committee of Blue Cross Blue Shield of Michigan and is a member of the National Association of Health Underwriters (NAHU) and Michigan Association of Health Underwriters (MAHU). He has Accident, Health and Life licenses. top

Michigan Contractors Financial Services (MCFS) _______________

Dominic J. Nicita - Dominic Nicita heads up Zervos Group’s affiliate, MCFS (formerly a part of Michigan CAT Financial Services, Inc until 2007).  He began his career with Michigan CAT in 1992 as the Finance Manager, responsible for financing customer equipment purchases and leases.  Dominic realized that Michigan CAT customers had specialized needs so that in 1995, Dominic helped found Michigan CAT Financial Services, Inc. with the mission to become an expert in contractor’s insurance and bonds.  He served as President and Chairman of the Board of Directors.  In his tenure at Michigan CAT, Dominic was responsible for developing specialized equipment insurance programs for the Rental and Sales departments. In addition to his 15 years in the insurance, equipment finance and construction industries, his qualifications include a Masters in Business Administration (MBA) and a Bachelors Degree in Psychology from the University of Michigan.  He holds Property and Casualty licenses. top